Risk Management We provide protection strategies that specifically align with their needs and objectives. In response to the many situations successful business owners and families like yourself face throughout life, we offer insurance options including:Life InsuranceWith life insurance, a client can protect loved ones and enjoy tax benefits with certain policies. We have access to a number of different life insurance options, including term, whole life, universal life, and variable universal life insurance, we strive to find the most up-to-date, efficient, and cost effective programs for you based on your unique needs.Long-Term Care InsuranceTypically not covered by health insurance, long-term care is costly and can significantly deplete assets. Long-term care insurance can help pay for a care plan and we can help you determine opportunities for protecting your assets and retirement income.Disability InsuranceHow would you supplement lost income if you were unexpectedly injured or disabled? Unfortunately for many, it could mean dipping into your savings or future retirement income. Disability insurance can serve as the cornerstone of individual and business income and expense protection. We can structure coverage to help protect personal and business income against catastrophic loss due to an injury or long-term illness.Key Man InsuranceIt is important for business owners to protect their business. Key man insurance is life insurance on a key employee or partner, with the business serving as the beneficiary. With this insurance, you may be able to offset a risk by reimbursing your business for economic losses that occur when a key executive of the company dies. We can help you determine your business’ key personnel and evaluate options for this liability.We like to think of risk management and insurance strategies as the defense to a strong investment offense. You need both to create a well-rounded, protected plan. Contact us today to learn more. This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This article is intended to assist in educating you about insurance generally and not to provide personal service. Have a Question Name Email Phone Question Thank you! Oops!